Cargo Liability for cargo loss, shortage, damage, extra handling costs or delay occurring in relation to the carriage of cargo on the entered vessel. By special arrangement, the cover can be extended to include claims arising under a contract of through-carriage.

Crew, passengers and other persons Loss of life, personal injury and life salvage claims in respect of members of the crew and third parties, e.g. passengers, crew relatives, stevedores and other personnel on board required for the operation of the vessel. Hospital, medical, funeral and repatriation expenses (including owners' liabilities for wages as agreed) in respect of sick or injured crew members. Further, repatriation expenses, unemployment indemnities and loss of effects of shipwrecked crew.

Pollution Oil or any other polluting substance escaping from, or caused by, an entered ship resulting in pollution of sea, land or air.

Collision and contact liability Liability arising out of collision with another vessel, a fixed or floating object or property (e.g. docks, buoys etc.) so far as not insured under another policy. Further, liability with respect to damage to any other vessel or property thereon without actual contact is included in the cover. Full collision liability is available.

Wreck removal and obstruction Liability and costs of compulsorily, removing, destroying or marking the wreck. Further, liability arising out of the entered vessel causing an obstruction.

General Average contribution Cargo's proportion of general average and/or special charges not recoverable by breach of the contract of carriage. Ship's proportion of general average and salvage charges not otherwise recoverable from excessive valuation of the ship in a foreign country.

Fines Fines imposed by government/authorities in respect of short or over delivery of cargo, cargo documents, pollution, smuggling, breach of regulations, confiscation and custom fines, etc.

Quarantine and disinfection requirements Extraordinary expenses incurred in cases of outbreak of infectious disease. Also quarantine and disinfection expenses.

Further, the P&I cover includes liabilities with respect to stowaways, diversion, refugees, salvage and towage, third party liability with respect to container operations, war risk, mitigation costs (sue and labour) as well as legal and associated costs.

Standard P&I cover for charterers usually include the following risks:

Cargo Liability for cargo loss, shortage, damage, extra handling costs or delay occurring in relation to the carriage of cargo on the entered vessel. By special arrangement, the cover can be extended to include claims arising under a contract of through-carriage.

Persons Liability for loss of life and personal injury in respect of persons, e.g. passengers, stevedores and other personnel on board required for the operation of the vessel.

Collision and contact liability Liability arising out of collision with another vessel, a fixed or floating object or property (e.g. docks, buoys etc.) so far as not insured under another policy. Further, liability with respect to damage to any other vessel or property thereon without actual contact is included in the cover. Full collision liability is available.

Fines Fines imposed by government/authorities in respect of short or over delivery of cargo, cargo documents, pollution, smuggling, breach of regulations, confiscation and custom fines, etc.

Damage to Hull

Liability to physical loss of or damage to the vessel including as a consequence of war or strikes activities; contribution to general average; salvage; salvage charges, sue and labour expenses, etc.

FD&D (Freight, Defence & Demurrage) insurance, usually covers disputes arising out of the following:

Carriage of cargo, bills of lading and charter parties Carriage of passengers Crew employment contracts Personal injuries or loss of life Damage to property Contracts with port agents The use of port facilities and supplies to the vessel Contracts with brokers Loss, damage or delay to the vessel General average, salvage and towage Contracts relating to the vessel Repair, conversion or alteration of the vessel Building, purchase, mortgaging or sale of the vessel

Insurance Products designed for Freight Forwarders, Shippers, Cargo Owners, Importers, Exporters, Distributors, etc.

1) Cargo Insurance (being transported by Sea, Land and/or Air) including War & Strikes risks. Worldwide cover.

2) Warehouse Insurance including local pick-ups and deliveries.

3) Liability Insurance.

4) Inventory Insurance.

Insurance Products designed for Ports, Terminal & Ship Operators, Stevedores, Ship Repairers, Concessionaires, Dry-Docks, etc.

1) Property and Equipment Cover.

2) Marine General Liabilities Policies.

3) Cargo Handling Facility Cover.

4) Port Authority Cover.

5) Ship Operator Cover.

6) Transport and Logistics Operator Cover.

7) Container and/or Leased Equipment Insurance including War & Strikes.

8) Legal Liability Insurance to cover specific exposures.

Property & Liability Insurance to cover:

Bunkers Insurance

Containers & Container Liability

Cargo-handling Equipment & Liability

Bunkers Expenses Insurance

Extended Contractual Liability to cover:

Extended Contractual Liability (ECL) Insurance

Specialist Operations

Towage by an Insured Vessel

Towage of an Insured Vessel

Contract of Indemnity

Sub-Sea Activities Insurance

Pollution coverage for the following:

Vessel Owners and Operators (Including limited criminal penalties) Cargo Owners Ship Yards (Repairers and Builders) Yachts and Yacht Dealers Mobile Drilling Units Public Vessels Tow Risks Scrapping Risks Banks (Repossessed Vessels) Marina Owners & Operators Non-vessel Owners

Coverage for spills and threats of spills from vessels.

Clean-up expenses Third party property damage Subsistence Assessment of and damage to natural resources Loss of revenues and profits by third parties Loss of public services Defense Investigation Advertising Civil penalties Criminal fines Defense and interest.

Revenue and Expenses Protection to cover:

Drug Seizure

Freight and Loss of Profit Insurance

Energy Products to cover:

Physical Loss/Damage to offshore installations and other types of E&P property

Removal of Wreck/Debris

Marine Liability

Pollution Liability

Business Interruption

Terrorist Insurance

Miscellaneous Products:

Ship-owners' Liability arising under Exxon GA C/P Clause

Hull War Risk Insurance

Builders' Risks

Towage

Loss of earnings

Delay in delivery/Non delivery

For further details or clarifications, please contact our office!